Smartphone SIM card

SIM-only phone contracts: Pros & Cons

When choosing a phone, there’s plenty to consider, including design, functionality, built-in features, efficiency, battery life, and cost. When deciding the best option for your next phone, as well as taking the above into account, you will want to find a contract that works around you. This can include packages that include a certain amount of minutes, texts, and data, or in some cases, an unlimited amount.

With a myriad of options out there, and various companies promising the perfect deal, it can be easy to get lost in the fray. Read below for a handy pros and cons list that does the work for you, so you can pick the best phone contact to suit you. Sorted!

What is SIM-only?

A SIM only contract consists of a package of minutes, texts, and mobile data for a monthly fee. SIM only contracts differs from others in that you only pay for the SIM card itself. This is opposed to receiving a new phone along with it.

Pros of SIM-only

  1. You can choose the provider: As you’re not looking for a handset, you can select a SIM contract based on tariff alone.
  2. Less Expensive: In general, there will be a lower monthly cost, because you aren’t paying for the handset along with the SIM.
  3. You keep your current phone: If you like the phone you’re currently using, then you don’t have to pay to upgrade. You can use your old faithful with the new SIM.
  4. More relaxed credit check: You can more easily qualify for a SIM only contract as the set criteria isn’t as strict as if you were buying a handset.
  5. Waiting for the latest model: A SIM only contract is great if you are in between contracts and waiting for a new release, as you can choose a shorter SIM contract until the phone you’re seeking outcomes on the market.
  6. Shorter contract: It can be off-putting when you find that you’re stuck in a contract for longer than you’d like to be, which is when a SIM only contract would be a good choice for you.

Top tip: Be sure to shop around to find the best possible contract that works for you, which offers the right price and the right length. Sometimes it’s difficult to know where to start, so head to a reputable website such as Handset Expert who can do the hard work for you and find the best SIM only deals for you, from a wide range of packages to suit your needs.

Cons of SIM-only

  1. Additional handset cost: Buying a handset separately to your SIM can get expensive, and for those who need or would like their handset to consist of the latest model, to keep up with them, a SIM only contract could be an issue. New handsets can potentially put you substantially out of pocket, so if you’re not ready to pay high prices, then you might want a combined deal or package.
  2. Unlocking your handset can be costly: If you are in a situation where you are changing provider, then there may be an additional cost involved to unlocking your phone.

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